Terms & Conditions
Effective Date: 01.01.2026
By accessing or using the app and website (https://hridammehafinance.com), you agree to comply with and be bound by the following terms.
1. Services
Hridammeha Finance, operated by TMD Nidhi Limited, provides:
- Savings and deposit services
- Loan facilities
2. Eligibility
To use our services, you must:
- Be an Indian citizen
- Have valid KYC documents
3. User Responsibilities
Users agree to:
- Provide accurate and up-to-date information
- Maintain confidentiality of login credentials
4. Financial Terms
- Interest rates are determined by the company
- Late payments may attract penalties
5. Prohibited Activities
Users must not:
- Engage in fraud or misuse of services
- Participate in illegal activities
6. Account Suspension or Termination
We reserve the right to suspend or terminate accounts for violation of terms.
7. Limitation of Liability
The company is not liable for indirect or consequential losses, subject to applicable laws.
8. Governing Law
These terms shall be governed by and interpreted in accordance with the laws of India.